Car accidents can be serious and cost a lot of time and money, but you might not always be sure if you need a lawyer to help fight your case. In order to decide if you truly need an accident lawyer, you should always first obtain a free consultation. This can help you decide whether that is the route you want to take, and while waiting on your consultation you can think about a few things in the process.
Situations where you do not need a lawyer
Mainly, you will not need a lawyer in situations where your compensation will be so little that there is not really a point to put the stress and effort into a claim. If your injury was only minor bruising or you are uncomfortable due to whiplash, you may not need to hire a lawyer.
You also may not need to investigate representation is if you needed no medical treatment. One of the primary reasons for filing a claim is to obtain payment for your medical tests and treatment. Therefore, if you did not require a visit to a doctor or specialist, you do not have much to cover. Another situation that relates to medical treatment is if you only need to visit a chiropractor handful of times and make a full recovery. In this case, you might simply be covered by your insurance and may not need to file for damages.
Even with a minor injury, you may still want to consult with a lawyer to see if they believe you have enough of a claim to make it worth it. If you end up needing physical therapy or a specialist, the cost could rise quickly.
Times you will benefit from hiring a lawyer
Although there are times where you may not need a lawyer, there are circumstances after a car accident where having a lawyer is very important. If you have a serious injury, then you have more at stake. When filing a claim with a serious injury the opposing insurance company will attempt to pay you as little as possible, which might cause you serious monetary issues. Especially since you can never be sure how serious your injury is, hiring a lawyer to receive the settlement you deserve will help you if you develop a more serious condition down the road.
If you missed time from work or feel that you can’t pay for your treatment, then you need to hire a lawyer. Do not risk the possibility of going into debt over medical bills and possibly missing even more work due to injury or court dates.
Be aware that the opposing representation and the opposing insurance company will always try to lowball you and might try to take the approach of blaming you as well. It is always a good idea to hire a lawyer after a car accident if you are unsure of any aspect of your case. For a free consultation to be sure if you have a case that requires a lawyer, contact Lampert & Walsh, a Denver car accident lawyer.